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Wisconsin Car Insurance
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Common questions about Wisconsin auto insurance
Need car insurance in Wisconsin? Whether you live in Madison or Milwaukee, Liberty Mutual can help you save on car insurance! From Liability Protection to Comprehensive Coverage, we've got you covered. We'll help you customize your Wisconsin auto insurance, so you only pay for what you need.
What car insurance is required in Wisconsin?
- Bodily Injury to others
- Property Damage Liability
- Uninsured Motorist Coverage Bodily Injury
Here are the minimum auto insurance limits drivers must have in Wisconsin.1
Coverage | Amount |
---|---|
Bodily Injury to others | $25,000 per person and $50,000 per accident |
Property Damage Liability | $10,000 per accident |
Uninsured Motorist Bodily Injury (only) | $25,000 per person and $50,000 per accident |
Check out the Wisconsin Department of Transportation for more details.
What's considered "full coverage" car insurance in Wisconsin?
However, “full car insurance” or "full coverage" is often thought of as having the state minimums and
- Comprehensive Coverage: helps pay for damages caused by events like hail, fire, or theft
- Collision Coverage: helps cover the cost to fix damage to your car from an accident with another car
For leased or financed cars, most lenders require having Comprehensive and Collision Coverage.
We'll make sure to get the coverage you need in Wisconsin when you get an online auto insurance quote.
What liability insurance is required in Wisconsin?
Drivers must have a car insurance policy with the minimum coverages of
- Bodily Injury Liability: $25,000 per person and $50,000 per accident
- Property Damage Liability: $10,000 per accident
- Uninsured Motorist Bodily Injury: $25,000 per person and $50,000 per accident
You may see this written as 25/50/10.
Remember, this is only the minimum Liability Coverage required by law. You may want to think about increasing your limits for more financial protection. You should also consider other types of coverage that can give you even more protection.
Is Wisconsin a no-fault insurance state?
Although many drivers have insurance to help cover these costs, some don't. These drivers can be either underinsured or uninsured. Due to this, Wisconsin drivers may want to consider additional coverage know as Medical Payments (MedPay).
This coverage can help cover you if you're in an accident with an underinsured or uninsured driver. While this is an optional coverage, you may want to consider it.
What's the average cost of car insurance in Wisconsin?
The average cost of car insurance in Wisconsin was $1,2022 in 2021 according to thezebra.com. That's 21% lower than the national average. Of course, your auto insurance cost will depend on many different factors including your age, where you live and your driving history.
Some people get the minimum coverage, while others prefer more protection. Liberty Mutual can save you money on Wisconsin auto insurance with a customized policy, so you only pay for what you need.
What's the best car insurance in Wisconsin?
Who has the cheapest car insurance in Wisconsin?
A Liberty Mutual auto insurance policy can cost less than you think.3
- $817 lower than GEICO
- $731 lower than Progressive
- $839 lower than State Farm
- $758 lower than Allstate