New Mexico Car Insurance
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Common questions about New Mexico auto insurance
Need car insurance in New Mexico? Whether you live in Albuquerque or Las Cruces, Liberty Mutual has you covered. From liability protection to comprehensive coverage, we customize your New Mexico auto insurance, so you only pay for what you need.
What car insurance is required New Mexico?
In New Mexico, it's illegal to drive without insurance. Drivers in New Mexico are required to have the following car insurance coverage: bodily injury to others, and property damage liability.
This chart shows the minimum auto insurance drivers are required to have in New Mexico for these coverages.1
|Bodily Injury Coverage||$25,000 per person and $50,000 per accident|
|Property Damage Coverage||$10,000 per accident|
For more information, visit the New Mexico Motor Vehicle Division.
What is the average cost of car insurance in New Mexico?
The average cost of car insurance in New Mexico is $1,272 per year according to thezebra.com2. That's 14.5% lower than the national average. Of course, your auto insurance cost will depend on many different factors including your age, where you live and your driving history.
Some people get the bare minimum coverage, while others prefer the comfort and security of more protection. Liberty Mutual customizes your New Mexico auto insurance, so you only pay for what you need.
What New Mexico car insurance coverage is right for you?
The chart above shows the minimum New Mexico auto insurance you need. But depending on your budget and needs, you might want to consider increased coverage for more protection. We'll help you customize your New Mexico car insurance to get the coverage that fits you. See all of our auto coverage options.
What is the best car insurance in New Mexico?
Nerd Wallet named Liberty Mutual one of the best car insurance companies in 2022.3 That's because we understand that everyone has individual needs when it comes to their New Mexico auto insurance. Some might want the cheapest New Mexico car insurance, while others want more coverage and an auto insurance company they know they can trust. Let us help you customize your New Mexico car insurance, so you only pay for what you need.
Who has the cheapest car insurance in New Mexico?
Getting the cheapest car insurance in New Mexico may sound great, but that cheap rate can come at a cost when you need it most. You want auto insurance that's affordable, but even more importantly — reliable, in case you have an accident.
A Liberty Mutual auto insurance policy can cost less than you think.4
- $617 lower than GEICO
- $659 lower than Allstate
- $643 lower than Nationwide