Georgia Car Insurance
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Common questions about Georgia auto insurance
Need car insurance in Georgia? Whether you live in the Blue Ridge Mountains or Atlanta, Liberty Mutual Insurance has you covered. From liability protection to comprehensive coverage, we customize your Georgia auto insurance, so you only pay for what you need.
What car insurance is required in Georgia?
In Georgia, it’s illegal to drive without insurance. Drivers in Georgia are required to have the following car insurance coverage: bodily injury to others, and property damage.
This chart shows the minimum auto insurance drivers are required to have in Georgia.1
|Bodily Injury to Others||$25,000 per person and $50,000 per accident|
|Property Damage Liability||$25,000 per accident|
For more information, check out the Georgia Office of Insurance and Safety Fire Commissioner.
What is the average cost of car insurance in Georgia?
The average cost of car insurance in Georgia is $1,536 per year according to thezebra.com.2 That’s 3% higher than the national average. Of course, your auto insurance cost will depend on many different factors including your age, where you live, and your driving history.
Some people get the bare minimum coverage, while others prefer the comfort and security of more protection. Liberty Mutual customizes your Georgia auto insurance, so you only pay for what you need.
What Georgia car insurance coverage is right for you?
The chart above shows the minimum Georgia auto insurance you need. But depending on your budget and needs, you might want to consider increased coverage for more protection. We’ll help you customize your Georgia car insurance to get the coverage that fits you. See all of our auto coverage options.
What is the best car insurance in Georgia?
NerdWallet named Liberty Mutual one of the best car insurance companies in 2022.3 That’s because we understand that everyone has individual needs when it comes to their Georgia auto insurance. Some might want the cheapest Georgia car insurance, while others want more coverage and an auto insurance company they know they can trust. Let us help you customize your Georgia car insurance, so you only pay for what you need.
Who has the cheapest car insurance in Georgia?
Getting the cheapest car insurance in Georgia may sound great, but that cheap rate can come at a cost when you need it most. You want auto insurance that’s affordable, but even more importantly — reliable, in case you have an accident.
A Liberty Mutual auto insurance policy can cost less than you think.4
- $617 lower than GEICO
- $659 lower than Allstate
- $643 lower than Nationwide