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New Jersey home insurance

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Common questions about New Jersey
home insurance

See our complete list of homeowners insurance coverage

Is homeowners insurance required by law in New Jersey?

What is the average cost of homeowners insurance in New Jersey?

Save money with these home insurance discounts

Online Purchase Discount

You could save more when you get customized home insurance on LibertyMutual.com.⁴

Bundle and Save

You could save $950 when you bundle your customized auto and home insurance.¹

New/Renovated Home Discount

You may qualify for special savings if your home was recently built or substantially renovated.

Ready to start a homeowners quote online?

Begin your free online quote

Want to learn more about homeowners insurance? We can help!

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What isn't covered by homeowners insurance?

What isn't covered by homeowners insurance?

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Home Insurance Deductibles: Frequently asked questions (FAQs)

Home Insurance Deductibles: Frequently asked questions (FAQs)

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What is the 80% rule for home insurance?

What is the 80% rule for home insurance?

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When to buy homeowners insurance

When to buy homeowners insurance

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