Home insurance discounts

Finding the right home insurance means finding a custom policy at the best value for you. Browse our discounts to see all the ways you can save.

Discounts for homeowners

Hey, we like you. These are the discounts you can get for just being you!


You'll save on your policy if you have not filed a claim with your previous insurance carrier for five years or more.1

Safe Homeowner Program

If your policy remains claims-free with us for 3 years, you could save on your premium.2

Early Shopper Discount

Wow! This is a good one. Quote with us before your current policy expires and you could save when you sign with us.3

Discounts for your home

Whether you've bought a new home, or just a new roof, these discounts help you save based on your home itself.

Newly Purchased Home Discount

Congrats on your new home! Enjoy some celebratory savings with your policy.

New/Renovated Home Discount

If your home was built substantially or renovated recently, you qualify for savings.3

New Roof Discount

A new roof is a smart investment that earns you a discount on your homeowners insurance.3

Wind Mitigation Credit

You could save with a qualifying inspection of construction features that help mitigate damage.3

Discounts for your homeowners insurance policy

These discounts are designed for convenience and savings.

Multi-policy Discount

The more the merrier! You'll get a discount just for having more than one policy with us. It's no surprise that this discount that saves both time and money is one of our most popular.3

Insured to Value Discount

You can see a discount when you insure up to 100% of the cost to replace your home (which is usually different from the market value or selling price).

Preferred Payment Discount

Save yourself time and money by enrolling in automatic payment linked to your bank account.3

Paperless Policy Discount

It's a win-win. Good for your wallet and the environment.3

You could save up to 12% when you buy customized car insurance online

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1Subject to eligibility requirements, and may vary by state. In some states, weather-related claims are not considered qualified claims in determining eligibility for this discount.
2Discount will vary by customer and are subject to policy deductible. Not available in Texas.
3Discounts and savings are available where state laws and regulations allow, and may vary by state. Certain discounts apply to specific coverages only. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.