Personal Property Coverage

Pays the actual cash value of covered personal property that needs to be replaced due to a covered loss.

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What is Personal Property Coverage?

Personal Property Coverage is included as part of your Homeowners Insurance policy.

This insurance covers your personal items, including personal property you may be using outside of your home. Common items protected with this coverage:

  • Furniture
  • Clothing
  • Electronics

With Personal Property Coverage, you'll receive the actual cash value of covered personal property that needs to be replaced due to a covered loss.

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Furnished living room with lots of natural light.

Insurance coverages for your home

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Water Backup

Covers damage caused by water back up and overflow.
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Additional Living Expenses/Loss of Rent

Covers any necessary increase in living expenses incurred by you and your house so that you can maintain their normal standard of living.1

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1Stated policy limits apply; not available in all states.
Optional coverage. Subject to a deductible. May vary by state.