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Cyber insurance
Give your small business comprehensive protection from technology-related losses with a cyber policy from a trusted insurance company.
Or call 844-925-1272 for a quote

What is a cyber insurance policy?
Cyber insurance, also known as cyber liability insurance and cyber security insurance, helps a small business pay for financial losses stemming from technology-related incidents like data breaches and cyberattacks. Covered expenses can include everything from liability costs to forensic IT reviews, legal support, and credit monitoring for affected individuals.
What's covered under a cyber insurance policy?
Cyber insurance generally includes coverage for:
- Data compromise liability costs
- Business data restoration
- Business systems restoration
- Cyber extortion expenses
- Public relations service costs
- Forensic IT review costs
- Legal review costs
- Notification of affected individuals
- Services to affected individuals
- Regulatory fines and penalties
- Business income
With Liberty Mutual, you have the option to add cyber insurance coverage to policies and policies.
Why choose Liberty Mutual for cyber insurance coverage?
Why work with independent insurance agents

Who needs cyber insurance?
Explore these additional small business coverages
We can help you find the best coverage for your small business so you have peace of mind.Cyber insurance frequently asked questions
Cyber insurance coverage generally falls into two categories: first-party coverage for direct losses to the insured’s business and third-party liability coverage for any losses sustained by others.
Payments for first-party losses cover the cost of:
- Investigations into the crime or accident
- Recovery of data and computer systems
- Lost revenue from the interruption of business
- Required notification and support of affected parties
- Public relations efforts
- Any ransom payments for cyber-extortion
Payments for third-party losses pay for damages, settlements, and the cost of litigation, if needed.
Cyber insurance typically excludes any bodily injury claims, potential loss of future profits, and loss of intellectual property.
The cost of cyber insurance depends on several factors, including your business operations and the amount of coverage you need.
Every business that uses technology, even to a limited degree, needs financial protection from data breaches and cyberattacks. A single cyber incident can have a devastating impact on a small business.
The amount of cyber insurance coverage you need will depend on the value of at-risk digital assets, including any databases, proprietary software, financial information, employee or customer information, and intellectual property.
You'll also want to take into account third-party costs as well as the need for a public relations response should a breach of sensitive information occur.
We recommend working with an to assess your risk and determine the right amount of cyber insurance coverage for your small business.